Does my own automobile insurance cover me for accidents when I am on my bicycle?

In the State of Florida your own automobile insurance will cover you if you're involved in a accident on your bicycle as long as the accident involves another motor vehicle. In Florida we have what's called PIP or no-fault insurance which will cover up to $10,000 of your medical treatment or lost wages if you're involved in an accident involving a motor vehicle in any way, shape or form. In addition, if you don't have PIP or no-fault insurance of your own and you don't own a vehicle, you'll actually qualify to use the PIP or no-fault insurance of the other driver that was involved in the accident.

In addition if you have uninsured motorist coverage, that will be covered as well as a potential claim against the other driver's BI or bodily injury insurance coverage so there are many types of insurance. It's a little bit of a complicated insurance scenario when it comes to bicyclists but it's something that can be unwound and we can figure out exactly how much coverage you have.

Testimonials
★★★★★
“The attorneys at Donaldson & Weston helped me get an amazing result on my case. Obviously I’ve been through a lot physically but I feel better now and the money really helped my family. When I was riding my bicycle I was hit by a truck that wasn't paying attention. I am not the suing type, but I would definitely hire this firm again.”
MP
★★★★★
“After my accident, i felt like I was being pulled in a bunch of different directions. I really didn't know what to do and all I wanted was someone to shoot me straight. The lawyers at the firm were so honest and definitely pointed me in the right direction. The staff was professional. I think it’s great that only attorneys work on my case, it definitely made me feel comfortable”
DL
★★★★★
“After my accident happened I waited to hear back from the insurance company for about 6 months. I just felt like they kept jerking me around. They even told me not to hire an attorney because it would mean less money in my pocket. I couldn't wait any longer because my bills were out of hand. I hired this firm and they were solid. I got a great result without having to go to court.”
SC