A year ago I was hurt in an accident, but I now need surgery and the insurance company has closed their file. Can I sue? How is it decided in Florida what a person's future earnings would have been? The insurance adjuster asked me to record a statement. Should I do that? What if I do not have medical insurance and am concerned about my medical expenses? What is 'No-Fault' insurance? What is my case worth? What is negligence? What is no-fault insurance? What should I bring to my meeting with my attorney? What should I tell the doctor? Will I have to testify in court?