We’ll Help You Avoid Critical Mistakes That Would Harm Your Claim
It seems absurd to think that an insurance company would search for reasons to deny or undervalue a perfectly valid premises liability claim. Unfortunately, insurance providers are businesses like any other, so protecting their bottom line is priority number one. You should expect the claims adjuster to scrutinize anything you say or do until your case has concluded.
If you attempt to take on the insurance company alone, you might end up making a costly mistake that leads to a dispute and puts your entire case in jeopardy. But with one of our Palm City premises liability attorneys handling the logistics of your claim, you’ll be far less likely to make a critical error.
Below are just some of the mistakes you should avoid during the proceedings:
- Speaking with Anyone Affiliated with the Insurance Company: Most people have busy schedules when they’re perfectly healthy, so when they suffer an injury, they barely have time to catch their breath—let alone speak with an attorney. Unfortunately, putting off your legal consultation for just a few days could prove to be a major error since the insurance company will likely contact you shortly after the accident—and any statements you provide might be used to dispute liability or damages. Put simply, you should avoid speaking to anyone affiliated with the insurance company or the party who is liable for your accident. Rather, it’s wise to let one of our Palm City premises liability lawyers handle this correspondence so you don’t provide any harmful statements.
- Posting About Your Case Online: Did you publish a photo of your injuries on social media? Have you written a public post about the accident? While you might assume that only your friends and family can see these posts, it may be possible for the claims adjuster to see them as well. Social media is one of the first sources of evidence that insurance adjusters investigate since these websites provide insights into the claimant’s personal life. There are all sorts of ways to use an online post to dispute liability or damages, so it’s best to disable your social media profiles until your case has been resolved.
- Failing to Mitigate Your Damages: Even if there’s strong evidence of negligence and you did everything right at the accident scene, the insurance company might still dispute your claim if you fail to mitigate your damages. Putting off medical care, for example, or missing doctor’s appointments might prolong your recovery and possibly lead to higher medical bills and lost income. The insurance company may therefore argue that your damages would have been less extensive if you had taken reasonable steps to mitigate them, so your award of damages might be reduced. Our lawyers can help you take the necessary steps to avoid such a dispute.
- Overlooking Damages: As tempting as it is to accept the first settlement offer, doing so might be a costly mistake if the payout doesn’t account for all the economic and non-economic damages you’ve incurred. Our attorneys can make sure the settlement calculations include all potentially recoverable losses.