Will my auto insurance rates go up after my Florida car accident?
The only way that your auto insurance rates will go up after an accident is if you've been deemed at fault 100% or partially at fault for the accident. If you're not at fault at all for the accident, then your rates can't go up by law. The Florida Legislator has passed a law stating that only at-fault drivers or partially at-fault drivers are at risk of a rate increase after an accident. Assuming you're not at fault, you can literally get in multiple accidents in a short period of time, and it will not affect your rates at all.